Apollon Wealth Management FAQ answers what a business owner asks before sending a first set of statements: what the firm is, what the minimum is, how it is paid, and what happens to a plan when the company sells or passes to a family member. The questions run from the simplest to the most detailed. The first few cover the firm itself, the middle ones cover meetings, paperwork and the people who join you, and the last ones work through hypothetical numbers you can check with a calculator.
One decision at a time, in order of deadline, with the numbers in front of you.
Questions and answers
I run a machine shop and found Apollon Wealth Management online. What kind of firm is it?
Apollon Wealth Management, LLC is a wealth advisor that serves 528,000 clients and $7.1 billion in client assets as of 10/12/2026. Its office is at 307 Northeast 1st Street, Miami, FL 33132, and it meets clients by video and by phone. For an owner, the plan is a short list of decisions in order of deadline, each made with the numbers in front of you.
My shop is worth $3 million but I only have $350,000 in savings. Can I become a client?
Not yet, if the shop holds almost everything you own. The client minimum is $500K in investable assets, and shares of a private company are not investable until you sell them. Apollon Wealth Management advisors can tell you how your own situation would be counted if you ask through the request form, and sale proceeds are what usually change the picture.
How does Apollon Wealth Management get paid, and could a charge show up that I didn't expect?
Every fee is listed in the client agreement, and nothing outside that list is charged. The agreement is the whole answer, so read the fee list before you sign and ask us to explain any line you can't turn into dollars. For illustration, any 1 percent fee on $500,000 would be $5,000 per year.
I'm in Ohio and my business closes on Fridays. Do I have to come to Miami, and when can we talk?
No. Apollon Wealth Management meets clients by video and by phone, so you never need to travel to the Miami office. Office hours are by appointment, which means you pick a time around your shop's schedule. Send the request form and mention which days are quiet for you.
Should I hire a wealth advisor before a buyer shows up, or wait until I have an offer?
Before. A stock sale and an asset sale can leave you with different after-tax cash from the same price, and that gap is usually set in the letter of intent, not at closing. For illustration, a 3 percentage-point difference in tax cost on a $2 million sale is $60,000. Apollon Wealth Management advisors want those numbers in front of you before you sign anything.
What happens if a buyer sends a letter of intent after I've become a client?
We stop and put the decisions in order of deadline. First comes the exclusivity date in the letter, because that's when your room to negotiate ends. Then we estimate the tax cost of each deal structure, and last you take those figures to your attorney and CPA. Apollon Wealth Management doesn't negotiate the deal; it makes sure you know what each version leaves you with.
My attorney is rewriting my buy-sell agreement and trust. Will Apollon Wealth Management work with her?
Yes, with your permission. Your attorney drafts the documents and gives the legal advice; we bring the numbers she needs, such as account balances, beneficiary designations and what a buyout would leave you. Tell us which documents are open, and we'll mark any account whose title or beneficiary has to change once the new papers are signed.
My daughter will run the company after me. Can she join our progress meetings?
Yes, if you invite her. Apollon Wealth Management can add her to a video progress meeting, usually for the part that covers the handoff: the timing, the price and what you need from the sale to live on. Your personal accounts and her buyout terms stay separate topics, so you decide which pages she sees.
The plan administrator for my shop's 401(k) sent an RMD notice. Who keeps track of it?
The plan administrator sends the notice, but the deadline is yours. Required minimum distributions start at age 73, or 75 if you were born in 1960 or later. Apollon Wealth Management puts the date on your list of decisions, works out the amount from the prior year-end balance and asks which account should pay it. Missing one brings a penalty, so bring the notice to your next meeting.
I inherited my mother's IRA last spring and my plan says nothing about it. What changes?
The inherited IRA gets its own deadline and goes on the list ahead of anything that can wait. Its withdrawal rules depend on your relationship to her and the year she died, so bring the custodian's letter and her beneficiary form. Apollon Wealth Management then checks how a withdrawal schedule would change your tax cost in each year before you take anything out.
What happens if I want to stop after the first year, say because the sale falls through?
You can leave. The client agreement spells out how the relationship ends, so read that section before signing and ask what, if anything, is charged on the way out. Moving accounts to another custodian typically takes a week or two, and you decide whether anything is sold before the move.
Where is my money actually held if I hire a wealth advisor, in the firm's account or my own?
As general information, advisors normally don't hold your money. A third-party custodian does, in an account titled in your name, and statements come from the custodian directly. Check the client agreement for the custodian's name, then compare your first custodian statement with what your advisor reports. A mismatch is worth a call right away.
My sale closes in 18 months and the market falls 20 percent tomorrow. What does Apollon Wealth Management do?
We don't predict markets or promise to avoid losses. For illustration, a $1,000,000 portfolio down 20 percent is $800,000, and selling in that dip locks the loss in. So Apollon Wealth Management checks what cash you need before closing, often the next two years of spending, and suggests keeping that money out of stocks. Investments can lose money, and no plan changes that.
If the sale leaves me $2 million after the tax cost, how much monthly income is that?
As a rule of thumb, withdrawing 4 percent per year of $2,000,000 is $80,000, or about $6,667 per month. It isn't a promise: markets, your age and other income (Social Security, rent from the building you kept) all move the number. At Apollon Wealth Management, we test it against your actual spending before anyone calls it a paycheck.