Apollon Wealth Management: a wealth advisor for owners planning a sale
What you get when the business is most of what you own:
A dated list of decisions, ordered by the deadline each one faces
An after-tax estimate of what a sale or buyout actually leaves you
A comparison of selling to an outside buyer, a partner or employees
A written note after each progress meeting showing what changed and why
clients who bring their
decisions to Apollon†
What Apollon advisors work on with owners
A dated list of exit decisions, each priced in after-tax dollars before you choose.
An estimate of the tax cost of each sale structure before the letter of intent is signed.
A plan for handing the company to a child, with the cost to your other heirs shown.
A plan for the sale proceeds: what's set aside for tax, spending and long-term investing.
Business exit planning
A dated list of exit decisions, each priced in after-tax dollars before you choose.
Business sale tax planning
An estimate of the tax cost of each sale structure before the letter of intent is signed.
Family business succession
A plan for handing the company to a child, with the cost to your other heirs shown.
Wealth after a business sale
A plan for the sale proceeds: what's set aside for tax, spending and long-term investing.
What makes Apollon Wealth Management different?
Apollon Wealth Management keeps your plan to a short list of decisions, sorted by the date each one has to be made. Every progress meeting opens with the next decision on that list and the numbers behind it: the after-tax proceeds, the tax cost, the cash you'd keep. You leave with one page showing what was decided, what comes next and when it's due. We don't move on until you've seen the math.
Who we serve
Apollon Wealth Management serves 528,000 clients† and manages $7.1 billion† in client assets.
Why business owners work with Apollon Wealth Management
Most of your net worth is probably the company, and the company doesn't come with a monthly statement. Maybe a buyer keeps calling, a child wants in, or your partner is thinking about leaving. Apollon Wealth Management sorts those threads into decisions with dates: the retirement plan deposit before year end, the sale structure, the timing of any gifts. Each one gets settled with the numbers on the table. Then the next one starts.
Apollon Wealth Management serves 528,000 clients and $7.1 billion in client assets as of 10/12/2026.
Apollon Wealth Management as a wealth advisor for owners planning a sale or handoff
Apollon Wealth Management is a wealth advisor firm that serves small-business owners whose wealth is tied up in the company and who are thinking about succession or a sale, and prices each exit option.
Owners call us when a decision has a date attached and they can't tell what each choice leaves them with. One decision at a time: the plan is a short list of decisions in order of deadline, each made with the numbers in front of you. You see the after-tax result of every option before you pick one.
Apollon Wealth Management and the owner whose company is most of the net worth
The owner we talk to most often keeps the bulk of a net worth inside one company and expects it to change hands within a few years. We built the work around that fact. We help with eight things: business exit planning, business sale tax planning, family business succession, wealth after a business sale, cash balance plans, estate planning for owners, buy-sell agreement funding and selling to your employees.
Working together is easy to describe. In the first meeting we list every decision in front of you and sort them by deadline, not by size. A lender's covenant date or a partner's option to buy comes before a sale that's two years off. Then we take one decision at a time and put numbers on each option before you choose, and at each progress meeting we cross off what's settled and re-sort what's left.
Meetings happen by video and by phone, so where you live doesn't matter. The account minimum is $500K in investable assets. Every fee is listed in the client agreement, and nothing outside that list is charged.
What owners say in the first meeting
Nobody opens with 'I need an asset allocation.' These are closer to the sentences we hear.
Take a hypothetical owner, Marcus, 61, who runs a landscaping company and has two offers. Offer A is $3,000,000 and Offer B is $2,900,000. For illustration, assume Offer A's structure carries a 28 percent tax cost and Offer B's carries 20 percent.
Offer A: $3,000,000 minus $840,000 leaves $2,160,000. Offer B: $2,900,000 minus $580,000 leaves $2,320,000. The smaller headline offer puts $160,000 more in his pocket. Those rates are made up to show the arithmetic; a real structure depends on the contract and your CPA's numbers. That's why we ask for draft terms before you respond to a buyer, not after.
- 'My broker says the company is worth $4 million. What do I actually walk away with?'
- 'My daughter wants to take over, but my son doesn't work here. Is that fair to him?'
- 'My partner and I signed a buy-sell agreement years ago and never funded it.'
- 'I'd like to sell to the staff, but none of them can write a check.'
- 'I put everything back into the company. Where does the rest of my wealth come from?'
What we do, and don't do, when markets fall
We don't predict declines and we don't try to sell ahead of them. We look at your personal cash first: how many months of living costs sit in cash, and whether a falling portfolio would force you to sell at a low.
For an owner there's a second problem. When markets fall, the company's earnings often soften too, and buyers pay less for softer earnings. So your portfolio and your sale price can drop in the same year. We rerun the exit numbers at a price 20 percent below the offer on the table to see whether the plan still works or the date should move.
Before Apollon Wealth Management suggests selling anything in a down year, we estimate what that sale would cost you in tax. Sometimes the answer is to wait.
We won't promise a return, and we won't call a decline temporary. Returns are never certain, and investments can lose money, including money that came from a sale. If the sale has closed, we write down when the proceeds go into the portfolio, in stages, so nobody decides in a panic.
Cash first, portfolio second
What we won't promise
Rule of thumb: keep two years of personal spending in cash before a sale closes, so a falling market never sets your timetable.
Who should call, and who should wait
The firm fits best when your company is the biggest thing you own, you have investable assets of $500K or more, and a sale, a handoff or a buyout by employees is likely within about ten years.
One more honest limit. If the sale contract is already signed, most of the tax structure is set, and what we can still change is where the proceeds go. That helps, but it's worth far less than a call made a year earlier.
- Likely a fit: you own the company and expect a sale, a handoff to children or a sale to staff.
- Likely a fit: your investable assets are $500K or more.
- Likely a fit: you want the numbers for each option before you choose.
- Probably not: your investable assets are under $500K.
- Probably not: you want someone to find a buyer or value the company for a lender, which is a broker's or appraiser's job.
- Probably not: you want a promised return or a stock tip.
How Apollon Wealth Management works with your CPA and estate attorney
Your CPA files the returns and signs the tax positions. Your estate attorney writes the documents: the trust, the buy-sell agreement, the sale contract. We do neither. We build the model that tells each of them which question to answer, and we keep the deadline list.
Say you're thinking about funding a buy-sell agreement. First we price the gap between the agreed buyout price and the money actually available. Then your attorney checks whether the agreement allows the funding method we're weighing, and your CPA tells us how it lands on your return. Last, we write the decision and its date onto your list.
Practical detail: your CPA will want the last two years of returns and the company's basis records, and your attorney will want the current signed agreements, not drafts. If you don't have either professional, we'll say plainly that a sale shouldn't go ahead without them. We don't give legal advice.
If you invest your own money today
Plenty of owners run their own brokerage account and do it well, and you can keep doing the parts you enjoy. The gap is usually the exit, which you do once, with high stakes and no practice run.
A firm like Apollon Wealth Management takes the tasks that carry deadlines and tax cost. The table shows where the work lands.
Either way you keep one job: telling us when something changes, such as a partner leaving or a new offer arriving. We can't plan around news we haven't heard.
| Task | On your own | With Apollon Wealth Management |
|---|---|---|
| Tax cost of an offer | Spreadsheet, CPA email later | Modeled before you reply |
| Investing sale proceeds | You choose and watch | Built and watched together |
| Cash balance plan | Ask CPA, hope it fits | Contribution tested against cash flow |
| Buy-sell funding | Often left unfunded | Gap priced, date listed |
| Rebalancing | When you remember | Checked at progress meetings |
Recently published
- Why the $6 Million Headline Misleads: Capital Gains Tax on Selling a Business
- Asset Sale vs. Stock Sale: What Each Leaves You After Tax (a Walkthrough from Apollon Wealth Management)
- Is an installment sale of a business worth it when the buyer can't pay cash?
- How to prepare a business for sale: a three-year timeline of tax decisions
- How to Weigh an Earnout vs. Cash at Closing Before You Sign
- Business Sale Price to Retire: A Backward Test for Owners in Their Early 50s With an Offer
Apollon Wealth Management serves clients nationwide; most meetings happen by video. Our office: 307 Northeast 1st Street, Miami, FL 33132, United States. Reach Out →
What Apollon Wealth Management does
Business exit planning
A dated list of exit decisions, each priced in after-tax dollars before you choose.
Business exit planning →Business sale tax planning
An estimate of the tax cost of each sale structure before the letter of intent is signed.
Business sale tax planning →Family business succession
A plan for handing the company to a child, with the cost to your other heirs shown.
Family business succession →Wealth after a business sale
A plan for the sale proceeds: what's set aside for tax, spending and long-term investing.
Wealth after a business sale →Cash balance plans
A check of whether a cash balance plan saves enough tax to justify its yearly cost.
Cash balance plans →Estate planning for owners
A written list of who gets the shares, when, and what each transfer costs in tax.
Estate planning for owners →Buy-sell agreement funding
A review of how your buy-sell agreement actually gets paid for if a partner leaves or dies.
Buy-sell agreement funding →Selling to your employees
A look at whether an ESOP or a management buyout fits your price and your timeline.
Selling to your employees →
Your questions about Apollon Wealth Management, answered
The minimum at Apollon Wealth Management is $500K in investable assets, meaning cash and accounts you could move, such as a brokerage account, a SEP-IRA or a 401(k). Shares of your own company don't count toward it. If you're short today, a sale closing usually changes that, so mention your timeline on the form.
Apollon Wealth Management lists every fee in the client agreement you get before any work begins, and nothing outside that list is ever charged. We don't publish fees on the website because they depend on what you hire us to do, so ask for the agreement once we've talked through your situation.
Someone from our team replies to set up a first call by video or phone. On that call we ask about the offer, your timeline and what you own outside the company. Before you hang up, we name the first decision we'd put on your list and the date it needs to be made.
Yes, an Apollon Wealth Management advisor leads the conversations, and your CPA, spouse or partner is welcome on the video calls. We'd lean toward having your CPA there when sale structure comes up, because the tax cost of an asset sale versus a stock sale is where the two of us need to agree.
Before, if you can. The structure of an offer, such as an asset sale or a stock sale, changes your tax cost, and that gets settled in early drafts. An advisor who sees the numbers before you reply can compare each structure. After signing, what's left to decide is mostly where the proceeds go.
Yes, and it's one of the first things we look at. An unfunded agreement means that if a partner dies or leaves, the price is set but the cash isn't there. At Apollon Wealth Management we price that gap, show options to fund it, and ask your attorney to confirm the agreement permits them.
No. Finding buyers is a business broker's or investment banker's work. Our part begins once an offer or a draft term sheet exists: we model what each offer leaves you after tax and what the money would do in a portfolio. Bring us the offers, and we'll tell you which numbers are missing.
Possibly, but uneven profit is the main obstacle. A cash balance plan carries a required contribution each year, including a poor one. A rule of thumb: if you couldn't comfortably fund it in your weakest recent year, wait. It typically suits steady profit, an owner in their 50s or 60s, and a wish to save beyond 401(k) limits.
Often yes. A sale over several years, with a note, is a common route, and we can model the price, the interest and your tax cost on each payment. Your attorney drafts it. Gifting shares is a separate, slower path, since the 2026 annual gift tax exclusion is $19,000 per recipient.
Ideally a year or more before closing, and no later than the first written offer. That gives time to compare deal structures, test a cash balance plan if it fits, and build a cash reserve. We'd rather meet early with nothing signed than late with everything fixed.
- Client households
- 528,000
- Assets under management
- $7.1 billion
- Minimum investment
- $500K
- Planning areas
- 8 areas
Data as of 10/12/2026.
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